Written By Jennifer Wilson

When it comes to selling your home, the process can become quite daunting and complex. In some cases, we are faced with multiple showings, closing contracts and last minute details. But often in this chaotic procedure, we tend to lose understanding of certain roles in the selling process, especially around the home appraisal. Here are some myths and facts about home appraisals in the Charleston County area.

Myth: The appraiser works in the interest of the buyer.

Fact: In reality, the appraiser is there for the lender. The appraiser looks at the home in questions to ensure that the lender does not loan more money that the property is truly worth. It is possible for the appraiser to give a price lower than what the lender is willing to pay.

Myth: Anyone can appraise a home.

Fact: The vast majority of states (if not all) must have a licensed personnel to conduct any home appraisal. In fact, in South Carolina, any person who appraises a home not only needs to be licensed, but they must also complete 2,000 hours of supervised on the job training. Any appraiser in South Carolina is assuredly well prepared to complete the task.

Myth: A clean home means a good appraisal.

Fact: Appraisers have little concern over how clean your home might be. They are looking for more structural problems, chips in the wall, or any other major problems. They also consider your home’s size, style and location. A home closer to a good school will often receive a better appraisal than a home that is far away. The thing to worry about is not your home’s cleanliness, but any repairs that need to be made.

Myth: An appraiser is the same as a housing inspector.

Fact: The appraiser is just what their title suggests – an appraiser. Yes, they are qualified to appraise a home, however, there are significant differences between an inspector and an appraiser. For instance, an appraiser is not qualified to examine the wiring of a home whereas that is well within a. inspector’s realm. It is the inspectors job to find all problems in every aspect of a building while the appraiser merely looks at the visible aspects. Inspectors might go into a crawl space or attic while an appraiser won’t.

If you’d like to learn more about the selling process in the area, contact us.

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